As a pet groomer, you care about your pet clients and their well-being. It makes sense, then, that you would carry the proper type and amount of business insurance to protect those animals from any risks that could occur as a normal part of business. A BOP, or Business Owners Policy, is a type of business insurance that may fit your specific needs just right. It helps to combine a number of the most common business insurance plans into one comprehensive policy. This arrangement helps to reduce the overall costs you’ll pay for the coverage you need.

What Type Of Business Insurance Do Pet Groomers Need?

Pet groomers and those who board pets have a significant amount of responsibility and liability risks. You’ll need the right type and amount of coverage to protect your business. That include may include these types, all of which can be a part of your BOP.

• Business Liability: This component of BOP provides protection for your business from claims against you. This may help to cover injuries made to pets, for example. It can also help cover any incidents in which non-employees become hurt at your location. Finally if an employee causes damage to a pet, this coverage can provide assistance.
• Business Property: Whether you own the building you work in or rent it, having business property insurance is important. It helps with coverage for the structure, as well as for any equipment, computer systems, and inventory you have on hand when a covered event, such as a fire or theft, occurs.
• Business Income: This component of a BOP plan can help you to continue to pay employees and business responsibilities in the event that you have to shut the business down due to a covered event. For example, if a fire occurs, the BOP can help cover your vendor costs while you rebuild.

It is always important for companies to customize the insurance they have. Your business insurance portfolio as a pet groomer might also include commercial auto insurance if you offer a mobile service. And you may need workers’ compensation coverage as well. The right combination of insurance helps to keep you in business because it aids in reducing the financial costs you’ll have to pay if an incident occurs.

Review your coverage today. Call Berger Briggs Insurance at 505-247-0444 for more information on Albuquerque, NM BOP insurance.