Call Us:  New Mexico  | Texas ☰ ˟
Logo
Español
Call Us:  New Mexico:  505-247-0444   |  Texas:  281-848-2009
  • Main Menu
    • Home Page
    • Make a Payment
    • Refer a Friend
    • Join Our Newsletter
    • Important Links
    • Insurance Glossary
    • View our Blog
    • Our Locations
    • Employee Directory
    • Contact Us
    • About Us
    • Privacy Policy
    • Life
  • Careers
  • Automobile
    • Automobile Insurance Home
    • Auto Insurance Quote
    • Auto Repair Insurance
    • Request ID Card for Auto Policy
  • Homeowners
    • Homeowners Insurance Home
    • Homeowners Insurance Quote
    • Manufactured Home Quote
    • Property Loss Claim Form
    • Request Evidence of Insurance
    • Flood Insurance
  • Business & Commercial
    • Business & Commercial Insurance Home
    • Commercial Auto Insurance Quote
    • Commercial Auto Insurance
    • Request ID Card for Commercial Auto Policy
    • Add Vehicle to Existing Commercial Auto Policy
    • General Liability Quote Form
    • Request General Liability Certificate of Insurance
    • Gym and Fitness Center
    • Business Owners (BOP)Image of right arrow
      • Business Owners (BOP) Quote Form
    • Builders Risk
    • Workers CompensationImage of right arrow
      • Workers Compensation Quote
  • Bonds
    • Bonds Home
    • Bond Request Form
  • Farm
    • Farm Insurance Home
    • Farm Quote Request
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Bonds Icon

Bonds

We browse through a wide variety of coverages and find the right one for you.

Learn More
EMployer Benefits Icon

Employer Benefits

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Home Insurance - Albuquerque NM & Rio Rancho NM & Risk Solutions

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Quote Form
Manufactured Quote Form

Homeowners Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Property Loss Claim Form
Request Evidence of Insurance

Homeowners Insurance Information

Home Insurance

Insurance for Homeowners Throughout New Mexico and Beyond

Keeping your home safe is one of the most important parts of owning your own house. Living without insurance can put you and your family at risk for expensive claims and heavy financial loss after a disaster. Home insurance can help cover the financial burden and give you peace of mind.

The knowledgeable agents at Berger Briggs Insurance & Risk Solutions are dedicated to providing each client with a one-on-one experience and affordable home insurance policies. As an independent agency, we help you through the process of shopping between top insurers to make sure that you get the policy your home needs.

Home Insurance Coverages to Consider

Every home is different, but many face a lot of similar dangers. A basic home insurance policy may include:

·        Dwelling Coverage: Dwelling coverage provides compensation for damages to the physical home and its attached structures caused by fire, wind, hail, lightning, smoke, explosions, vandalism and more.

·        Personal Belongings Coverage: Personal belongings coverage provides compensation for damages to your personal items caused by fire, lightning, smoke, theft, vandalism and more. You may want additional policy floaters to cover expensive items such as jewelry, furs, art and electronics.

·        Personal Liability: Personal liability covers bodily injury and property damage other people may suffer on your home’s property. It can also extend to damages and injuries caused by your children or pets.

·        Additional Living Expenses: In case the home is rendered uninhabitable due to a disaster, additional living expense coverage provides compensation for costs related to temporarily moving.

Be sure to ask about additional coverages available for your home insurance policy.

How Much Home Insurance Should I Have?

Your home insurance needs will change depending on your home, risk level, location and other factors. In general, you should insure your home for its total replacement cost value. This is not the amount that you paid for the home, however, or its market value. The replacement cost value of your home is how much it would take to completely rebuild the home after a disaster, including building and material costs.

If you cannot insure your home for its entire replacement cost value, you should cover at least 80% of this amount, otherwise you could have unexpected gaps in your coverage when it comes time to file a claim.

Insure Your Home Today

Protect your home with an affordable policy from Berger Briggs Insurance &Risk Solutions. Call us at 505-247-0444  or fill out an online quote form to get started.

Common Home Insurance Questions

How Far in Advance Can I Buy Home Insurance?

You should have a home insurance policy by the time you’re ready to sign the dotted line. Insuring the home before you ever step foot inside can guarantee that you will be covered for an accident as soon as you move in.

How Many Home Insurance Claims Can You Make?

There is not set number on how many claims you can file on your home insurance policy. On average, insurers may be alarmed if you file more than one claim within a three-year period.

How Often Should I Change Home Insurance?

It is not recommended that homeowners switch their insurers often. Each time you do, you may see an increase in your home insurance premiums. You should check your policy every so often, however, especially if you notice unexpected changes.

Contact Us Today!
505-247-0444

Resources

icon icon logo logo, icon

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

4333 Pan American Frwy Ne, Suite A
Albuquerque, NM 87107

P: 505-247-0444 | Fx: 505-243-1505 | kturpen@bbirs.com
Texas Operations | 24 Greenway Plaza, Suite 1800; Houston TX 77046
P: 281-848-2009 | kbrennan@bbirs.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder