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Berger Briggs Insurance Blog

View the latest blog posts from Berger Briggs Insurance.

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Tuesday, June 3, 2025

Can BOPs Cover Pollution or Debris Removal?

When you buy a business owner’s policy, usually called a BOP, you’ll probably get property insurance. So, if a hazardous event damages the property, then you might have help rebuilding the structure and getting back to work. But, recovery isn’t just about rebuilding; it is also about cleanup. READ MORE >>

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Monday, May 5, 2025

Commercial Property Insurance Basics

Your business's survival is directly tied to your livelihood, making it essential to shield it from any potential threat, regardless of size. Imagine a fire engulfing your business's warehouse, destroying not just the building but also the valuable contents within. READ MORE >>

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Wednesday, April 2, 2025

What Makes Up BOP Insurance?

A business owner’s policy, also known as BOP insurance, is one of the best investments for today's business owner because it provides outstanding access to necessary coverage at a reduced cost. In short, this type of plan offers coverage extending over various types of risks. READ MORE >>

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Monday, March 3, 2025

How Much is a Business Owners Policy?

Business owners policies (BOPs) are hard to pin down price wise since there are so many factors that go into the cost of the insurance. Depending on the size of your business and the amount of coverage required, you could pay anywhere between $350 and $2,000 a year. On average, businesses pay about $1,200 a year. READ MORE >>

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Monday, February 3, 2025

Pros and Cons of Automatic Car Insurance Renewal

When you enroll in car insurance, your agent might ask you if you want to set up your policy to automatically renew. This means that at the end of each term, usually annually, your auto policy will renew for the next term without requiring action from you. READ MORE >>

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Monday, January 6, 2025

Why Slip and Fall Risks Exist in Restaurants

Every business has liability risks. These generally include slip and fall risks. If someone falls in your commercial space, they might hold you responsible for the damage. Liability insurance claims might result. Depending on your business, certain fall risks might prove more prevalent. READ MORE >>

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Monday, December 2, 2024

Fire Prevention Tips for Homeowners

Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fire. Common causes of fires at night are carelessly discarded cigarettes, sparks from fireplaces without spark screens or glass doors and heating appliances left too close to furniture or other combustibles. READ MORE >>

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Monday, November 4, 2024

Why Tire Tread Matters

If you look at your car’s tires, then you might notice the grooves and patterns that line the tire where it touches the road. This is a tire’s tread, and it is not just for show. Tread goes a long way towards protecting your vehicles stability, control surfaces and ease of operations. READ MORE >>

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Monday, October 7, 2024

Why You Need Home Business Insurance

More than 12 million Americans run a business out of their home, yet an estimated 60 percent of them lack any type of business insurance. If you run your own home business, no matter what size it is, business insurance is essential. Here's why. READ MORE >>

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Monday, September 2, 2024

Do BOPs Have Deductibles?

Essentially every form of insurance has a deductible and business owners policies are no exception. BOPs are packages of insurance that contain several essential types of coverage that most small businesses need. Usually, they include:  Property Insurance   Contents Insurance  READ MORE >>

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