Auto Repair Insurance in New Mexico
Cars are valuable assets, which means it’s important to protect them just as you would any other expensive investment. One way to protect your vehicle(s) is through auto repair insurance.
If you’re interested in learning more about auto repair insurance Berger Briggs Insurance in Albuquerque, New Mexico can help answer any of your questions and make sure you have the right coverage.
Call us at and request a free quote today.
What Is Auto Repair Insurance?
Auto repair insurance is a type of auto insurance policy that provides coverage to fix mechanical malfunctions after a vehicle’s original warranty expires. This coverage can save you from paying thousands of dollars for major mechanical failures.
With auto repair insurance, you will be able to contact your policy provider when your vehicle needs a major repair, and they will pre-authorize it. From there, you’ll be able to take your vehicle to any authorized repair shop, and the insurance company will cover the payment of any costs over your deductible value. An auto repair insurance deductible is usually around $100-$250, which makes it extremely useful to have for those major repairs that could break your bank account.
What Does Auto Repair Insurance Cover?
Auto repair insurance covers large mechanical repairs for various vehicle components, including the:
However, such insurance rarely covers smaller repairs—such as new air filters, spark plugs, tires, brake pads and fluid refills or flushes, all of which are typically more affordable to pay for out of pocket. Your coverage (and policy cost) will also depend on a variety of factors, including your vehicle’s mileage, age and overall condition.
Why Do You Need Auto Repair Insurance?
Auto repair insurance is useful to have because it takes some of the stress and worry away from an unexpected, expensive vehicle repair. This benefit can help take care of the expenses when your vehicle needs a costly repair that you haven’t budgeted for. Oftentimes, your insurance company will also let you know if the mechanic’s charge is excessive and unreasonable—which will help you make the right choice when it comes to picking a mechanic for future repairs.
Questions to Ask When Thinking About Auto Repair Insurance
From initial contact to ongoing policy support, we’re here to help you make the most of your auto repair insurance policy. You’ll always have a support system in us. Here are a few questions to ask as you prepare to get covered:
How much can you afford to pay for a major car repair?
What is the insurance company's level of service and ability to pay claims?
What's the procedure for filing and settling a claim? Specifically, who should you call and what happens after you file a claim?
Contact Us Today
Don’t hesitate to get a quote on a personalized auto insurance policy! Contact us at or request an online quote right now!